Reader’s Question: Would there be a difference on my life insurance policy if I smoke regularly? I’m planning to get coverage due to my job here in Oklahoma soon. Mitchell Norman, OK Yes, there will be a difference, a very big difference in the amount of life insurance premiums you would have to pay, if [...]

Reader’s Question: I am choosing from a few life insurance providers here in Oklahoma, and I would really like to know how life insurance companies compute for rates or premiums. Charles Norman, OK Of course each and every life insurance company has it’s own system of determining your exact premiums or rates but it’s safe [...]